During the past few days, one has to wonder what is going on.  Americans still don't seem to be getting it.  Where is personal responsibility.  Who job is it to make sure I am safe, healthy and happy.  Ask your coworker, who should pay for healthcare.  Who should pay to keep your family safe.  Who do you trust when a burgler is pounding at your door at 2 in the morning.  America needs to return to it frugality and live life, simply.  Businesses will change to suit our needs.  If they go bankrupt so what, they became expendable.